Whether it be for personal, business or investment purposes Chase Finance have available numerous property finance loan products to assist you with your purchase of residential, industrial or commercial properties.

There is a considerable range of loan facilities including standard variable loans, fixed loans, home equity loans, line of credit loans and many others. Please contact Chase Finance on 1300 137 045 for more information.


Standard Variable Loans

• Interest rates can vary upwards and downwards based on the prevailing economic conditions throughout the term of the loan

• Additional repayments can be made without penalty

• May have an option to redraw

Fixed Loans

• Interest rate is fixed for an agreed period

• Repayments will not increase during the fixed period

• Limited flexibility for contributing extra repayments during the fixed period

• Financial penalties are usually incurred for changing from a fixed rate loan to a variable rate loan before the fixed term has expired

Home Equity Loan

• Allows the use of equity held in existing property to be utilised for other suitable purposes

• If the loan is used for an investment purpose the interest may be tax deductable

Line of Credit

• An interest only variable loan which is secured against a residential property

• Allows access to funds up to an agreed amount

• Principle can be paid back into the loan at any stage therefore reducing outstandings and future interest charges

Offset Loans

• Interest savings on 100% offset loans are generally greater than other transactional savings accounts

• Offset accounts are a separate savings account that is attached to the home loan

• Funds introduced into the offset account are deducted from the loan balance before interest is charged

Low–Doc & No–Doc Loans

• Loan is provided to the borrower with little or no documentation confirming income

• Allows borrowers without a regular income stream to access loan funds

• Simple application process

Reverse Mortgages

• Repayments are not required but the loan will need to be repaid upon the death of the borrower

• Loan generally applies to older/retired home owners who wish to utilise available equity

• Allows borrower financial independence

Consolidation Loans

• Allows borrower to combine/consolidate various loans into one loan

• May allow a lower overall interest rate and lower repayment

Split Loan Facility

• Allows borrower to have part of the loan at a variable interest rate and the loan balance at a fixed rate

• May provide the opportunity of reducing risk in periods of rising interest rates

• Provides a blend of repayment flexibility and interest rate security

Capped Rate Loans

• Capped loans have a set interest rate ceiling, which the interest rate can not exceed during the agreed period

• Interest rates are generally set for up to one year and are commonly known as ‘honeymoon’ rates

• At the end of the capped period the loan normally reverts to a standard variable rate